Student Loan Consolidation Calculator

1.877.663.7467

Calculate Your New OneSimpleLoan®

This calculator will allow you to estimate your new total loan balance, repayment term, interest rate and see the differences in monthly payment amounts. A Level Repayment Plan and our Two or Four Year Graduated Repayment Plans are offered to simplify your options. You do not have to take the longest term that you are eligible for, you can customize your term as low as 10 years.

Enter the current balances and interest rate of each loan you wish to consolidate in the form below. Please be advised: This calculator can only provide estimates based on the information you provide.

If you are not sure what your current balances and interest rates are, please call Toll-Free 1-877-663-7467. One of our Student Loan Consultants will be glad to assist you in getting your loan information at no cost or obligation.

Student Loan Consolidation Calculator *
List the loans you want to consolidate
	Loan Balance (e.g. 10000)	Interest Rate (e.g. 8.25)		Loan Balance (e.g. 10000)	Interest Rate (e.g. 8.25)
1.			6.
2.			7.
3.			8.
4.			9.
5.			10.

Repayment Summary
Weighted rate
Total consolidation loan amount
Maximum payoff period (years)
Number of payments
Level Payment Plan
Interest and principal payments for the entire term.				Estimated Monthly Payment	Number of Months
Number of payments
Two Year Graduated Repayment Plan
You make interest-only payments for the first two years of the repayment term. Regular principal and interest payments begin in year three of the repayment plan.				Estimated Monthly Payment	Number of Months
Monthly payment for years 1 and 2
Monthly payment for remaining life of loan
Four Year Graduated Repayment Plan
You make interest-only payments for the first two years of the repayment term. During years three and four you make interest payments plus 1/2 the normal monthly principal payments. Regular principal and interest payments begin in year five of the repayment plan.				Estimated Monthly Payment	Number of Months
Monthly payment for years 1 and 2
Monthly payment for years 3 and 4
Monthly payment for remaining life of loan
Extended Level Repayment Plan (if qualified)
If you have an outstanding loan balance of $30,000 or more, but less than $40,000, you may qualify for an additional 5-years under the Level Repayment Plan				Estimated Monthly Payment	Number of Months
Number of payments
Custom Level Repayment Plan
If you opt for the Level Repayment Plan, but you don't want to take the longest term available, select the preferred number of years below.				Estimated Monthly Payment	Number of Months

* Above estimates may vary call one or our student loan consultants for details