"Why should I consolidate my student loans during grace period? And what's a
'grace period' anyway?"
If you're struggling to find answers to these and many other questions about consolidating student loans, you're
not alone. There's admittedly a lot of misinformation and confusion out there about student loan consolidation.
But those who have used OSL for student loan consolidation, reconsolidation and student loan services couldn't be
happier, as indicated by some of the many testimonials and referral
recommendations we receive!
Is OneSimpleLoan® the best student loan consolidation company? Our many satisfied
clients think so!
What makes our consolidation loan business even more rewarding is hearing accolades from our
clients who rave about our student loan knowledge and service. Even
those who contacted other student loan consolidation companies decided to use
OSL as their student loan consolidation resource of choice.
"I appreciate your help on the phone yesterday. It was nice to work with somone who was willing to answer all questions in a timely manner. I have filled out the application on-line and printed a copy.
My plan is to call SallieMae today to stop the application that was in process!"
- Bridget Anderle
"BRAVO!
Robert and OneSimpleLoan student loan consolidation ARE QUITE A TEAM.
I have worked with many customer service companies over the years, but never one that took the care that your staff does to make everything work just right. Robert even called me to make sure I was on track.
If Robert was a symphony he would be getting a standing ovation. BRAVO!"
- Frances Seagrave
"Paul and Mona were not only quick to respond to my initial inquiry regarding consolidation, but were very courteous in providing all of the information I needed.
I work for a large corporation, Geico Insurance, and customer service is also number one on our list. I put out three inquiries for consolidation; Paul answered my email within a day even though he was away at a conference. Also, Mona followed up as promised. I have yet to hear from my other two inquiries!
Once my paperwork was received, Mona again took the time to take me through the paperwork. Again, I have been truly impressed by the quality of customer service I have received. Thank you!"
- Claudia Miranda
"This was an awesome experience. Adam was very helpful.
Sending the forms electronically made the process easy and less complicated. Adam called and was patient as my two children under the age of 3 cried and yelled and cut our conversations short; he was extremely understanding.
I will definitely recommend your company to others. I hope everybody in your company is like Adam.
Thank you for all the incentives, too."
- Eno Pamela Mkpong
"My daughter and I just finished filling out the application to consolidate her student loans. I would like to let you know what an easy process it was with the help we had from one of your representatives, Robert. He was very informative, answered all my questions, if there was something he didn't know he asked a supervisor, then had the answer promptly without putting me on hold.
I'm not the most computer literate person, so he had to show incredible patience with me, which he did most cordially. You have a very good employee in him."
- Marsha Clapham
"I am a stickler for details and have pretty high expectations regarding accountability in terms of customer service. I also ask a lot of questions. All of this undoubtedly makes me somewhat of a pain in the butt, when it comes to shopping for a new car or consolidation of a loan. I guess you could call me the ultimate comparison shopper. (I won’t tell you how much below wholesale I paid for my new car!) But I demand of myself what I expect of others, and believe that I give complete and full customer service in my capacity as an attorney.
That being said, I did a lot of comparison-shopping among various loan consolidators including my banks, mortgage companies and lending institutions. I asked a lot of questions and invariably was rewarded with form e-mail responses and believe me, nothing is more annoying when you have provided a detailed query.
Imagine my surprise when I contacted you folks at One Simple Loan, who couldn’t have been more responsive. I peppered Paul with various inquiries and he responded specifically to my many questions, even if some were repetitive. I got the customer service I demanded and was walked through the consolidation process, which is ongoing. I believe that first impressions and accountability are undervalued in this world, but mean a great deal to me.
I have recommended your service to others and commend you for your professionalism and responsive service. It makes your company stand out amongst a sea of other providers who talk the talk but can’t walk the walk.
Thanks!"
- Rob Feldman
"Finally! Someone took the mystery out of student loan consolidation. Within a few minutes my OneSimpleLoan Student Loan Consultant had looked up my loan information, calculated my consolidation loan interest rate, filled out the application, answered my questions and sent out my promissory note to sign and return. It was that easy....Thanks for my OneSimpleLoan. It really is 'simple.'"
"You have truly streamlined the consolidation process and made it 'headache-free.'"
- Mark Shuster
"I am a tough customer. My student loans...are my constant torment....I tend to lecture phone solicitors about what it's like to have a mortgage and student loan payments that are the same amount, and then have to take annoying phone calls from people who can't help.
But about the time I expected Sara from OneSimpleLoan to say 'Sorry, we can't help you,' instead she said 'I understand your frustration and I think we CAN help you.'
OneSimpleLoan can save me about $100 per month and thousands over the life of my repayment. To people who don't have student loans, $100 may not seem like much, but it means the world to me. To OSL, I just want to say thanks for not letting me hang up!"
- Donna Andrew
"Thank you! Thank you! Any time I can save money is a big plus for myself and my family."
- Dianne Slonski
"I've had many encounters with representatives from other companies, but I believe that the OneSimpleLoan Student Loan Consultant was one of the best representatives that I have talked to."
- Daniel Kim, M.D.
"The service provided by your company was better than I could have ever expected.
I will admit I was ready to blow the service off until I was told I could save almost half and would have a longer grace period by simply filling a few things out.
Your representative was extremely helpful and made me feel like I was talking to a friend instead of a person over the phone. I was very comfortable talking to her and she was very knowledgeable.
She explained everything perfectly and made it easy to comprehend. You informed on stuff they don’t want you to know about.
I am very pleased with the service I have received and the money I will be saving. I will be sure to recommend this service to everyone I know with school loans."
- Tom Goodman
"I just wanted to send your company a quick thank you for all of your help in consolidating my loan.
I am just recently graduating from my Master's in college and have been hearing horror stories from friends and acquaintances about their student loan payments. One of my friends who graduated not too long before me, and has about the same amount of student debt that I have, is paying over double the amount for her loans over a similar period of time. Stories such as this scared the daylights out of me.
I have received applications from other student loan consolidation companies before, but I truly never felt that they weren't being honest with me. Instead, I thought that they were just trying to sell me something, and because I will admit my ignorance regarding the dealings of student loan consolidation, I did not trust them enough to follow through with the process.
Bryan at One Simple Loan took the time to explain everything to me, he even had the patience to go over things several more times until I felt comfortable and understood everything.
My goal has always been to complete my doctorate in psychology, but lately I had been second guessing this route because I was so scared of my loan situation, or even the most likely possibility of adding more loans.
The issue of going back to school was frightening, but now I am reconsidering because I know that your company and your employees, like Bryan, will be there to help when I need it.
Thank you so much Bryan and OSL, I truly don't know what I would have done without you."
- Brenda Chapel
"I have avoided many loan consolidation calls but one evening, I received a call from One Simple Loan that was meant for me to hear....I made the correct decision. The application process was painless, and that, in itself, meant the world to me. The bottom line, I felt that someone was interested in helping me save money."
- Jennifer Mumford
"I have always been a person that strives for the best in wanting to further my education. Being able to get student loans made it possible for me to attend college and now I am working on my masters degree. My ultimate goal is to one day recive my doctoral degree in counseling or education.
My only possible hope in obtaining these degrees is qualifying for a student loan. Loan consolidation was the best option for me because I was able to receive a great interest rate which will save me a great deal of money in the future.
I would like to say thank you to OneSimpleLoan for calling and taking the time to talk me through the process. They made it easy for me to complete the forms and processed my application in a timely manner. I would like to say a special thank you to Eleanor for handling my paperwork so efficiently.
I would strongly recommend this company to any one that needs assistance understanding their student loans and who needs information on loan consolidation."
- Juaquita Williams
"Thanks to my One Simple Loan Student Loan Consultant, she showed how I could save on the amount of interest on the loan...I was able to shorten my loan repayment terms by 43 months!"
- Terence Sardvandi
"I was about to send in another application...but decided against it after speaking with Sara at OneSimpleLoan. She explained in detail the application process and the difference between forbearance and deferment, and answered all of my questions."
- Vanessa Rowe
"My OSL loan counselor tried her hardest to get me my loan application as soon as possible. When applying for my loan, there were a number of setbacks, mostly because I currently live abroad in Canada, but Frances was very active in making sure that I received all of the proper paperwork.
She called me numerous times, was always very friendly and helpful, and answered all my questions about student loan consolidation. She also didn't hesitate to ask her supervisor for help when she didn't know an answer or there was a problem, or let me talk to him myself when neccessary.
Now my loan is being processed thanks to all of her effort."
- Monica Powers
"When I first heard from OneSimpleLoan explaining to me how I can save money if I consolidate my loans, I was skeptical. But after listening and then later receiving the information, I'm really glad I spoke with OneSimpleLoan."
- Angella Barriffe
"I tried to put off consolidating my loans because I found the whole process very confusing and frustrating. I felt after all these years of receiving loans I should understand what to do and how to do it? but I had no clue...All the people at OneSimpleLoan were extremely helpful when answering my questions and helping me figure out the best route to take. Thank you, OneSimpleLoan!"
- Kati L., Psy.D.
"It was so easy to send back the application because it was already completed for me. I only had to sign and return it!"
- Tamara Coburn
"One Simple Loan provided all the information that we requested, while acting as a neutral party, so we could truly make an informed decision concerning the consolidation of our student loans. They provided insightful comments and facts concerning the consolidation process, which helped my wife and me merge our student loans jointly and discover the repayment plan that worked for us."
- John and Diane Hunter
"Thank you for everything, especially being genuine and kind on the other end of the phone."
- Natashya Fraser
"OSL helped me save nearly $3,300 in interest. As a teacher, I always tell my students that there are truly good people in the world who are willing to help you out when you need it. And Linda of OSL has helped me out 3,300 different ways."
- Matt Longoria
"Shane contacted me by phone and it could not have been a better time!
My student loans were two months behind, I just could not bring them current no matter how hard I tried. Being in Toledo finding a job is not the easiest. After being let go from Walmart over a year ago I went back to school to continue my education. My oldest began school, and she will be graduating soon, and my other one will be starting! I was getting buried fast.
Shane explained the deferral options, helped me select my repayment plan. He was great. It is like it was meant to be, I needed help bad and he called me at the right time. Thanks so much!"
- Gerry Jaworski
"Thank you for all of your time and help getting my federal loans consolidated. You all have made this a very simple and pain-free process. All of my questions and concerns were addressed quite quickly and with the utmost professionalism. Even if I was asking the same question for the fifth time, the same time and thoroughness was given as if it were a new question. Thanks again for making this aspect of graduating from veterinary school a check-off on my list of things to do, and not another headache.
P.S. I have told several of my fellow students about OneSimpleLoan. For their sake, I hope they followed through!"
- Shawn Wilson
"Wow, how easy! OneSimpleLoan provided me with all the information I needed, to make me feel comfortable in consolidating my loans."
- Brandon Wood
"I would like to commend OneSimpleLoan on the quality of your associates. My case is a little complex with multiple lenders and multiple types of loans. The OneSimpleLoan Student Loan Consultant took the time to look into my loan history while I was on the phone, and assured that I was comfortable with your company before hanging up!"
- Rebecca Ble-Sahlman, MD
"It is important to know my rights and OneSimpleLoan freed my troubled mind. I had over 10 loans I was paying on, and sleepless nights trying to figure out both the money due, and what I was to do. By the end of my phone conversation with OneSimpleLoan, my debt was manageable, and I get to keep $500 per month by consolidating. Now that is something to dream about!"
- Russ Ryan
"My OSL Student Loan Consultant was very helpful and informative throughout the consolidation process. She made the process very simple; it was almost as if I did nothing and she did all the work. Thank you very much!"
- James McSweeney
"I wanted to express my gratitude to OneSimpleLoan for your outstanding assistance in helping me to consolidate my federal student loans.
As I approached my graduation from law school this May, I was extremely busy with a job search, school work, living arrangements, and a multitude of other activities. I didn't have the time, and quite frankly, the patience, to embark on the loan consolidation process on my own. I received a flood of other offers and assumed I would just pick one at random.
Thankfully, Michael of OneSimpleLoan got a hold of me before I made that mistake. Michael was courteous and direct. He seemed to sense that I was a busy person and that I needed accurate information quickly. He explained the process to me and the benefits of choosing to consolidate with OSL. We had an informative (and entertaining) discussion and I felt as though I was speaking to a friend.
By the end of our conversation, I had made up my mind to consolidate with OSL and a great burden was lifted off my shoulders. Michael quickly sent out the application and I was ecstatic to see that under my repayment plan, I stand to save approximately $26,000 over the course of the consolidated loan! Talk about a good news day!
Overall, you gave me professionalism, perfection, and a simplified loan solution. I feel great to be a OSL client! Thank you, OSL, and thank you Michael!"
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